Buying your first home

Capital Counts , Financial Planners in Clovelly can help you review your financial situation.

In a time of high house prices how do you make this great Aussie dream a reality?

Some questions you may wish to consider include:

Am I better off renting than buying?
I really want my own place. How much do I need?
How much can I borrow?
How much deposit will I need?
What additional costs will I be up for when I buy a place of my own?
I’ve heard that there are concessions for first homebuyers?
I’ve done all the numbers and even with the concessions, I still don’t have enough. How do I get my deposit together?
What should I do with my money while I try to accumulate a bigger deposit?
What types of loans are available?
What should I look for in a loan?
How do I find the right mortgage for me?

We can:

Work out how much you can borrow based on current financial commitments.
Calculate the deposit you are likely to need.
Identify options to save for a deposit in the timeframe you set.
Set a budget to cover your mortgage commitments when you have purchased your property.
Review, recommend and organise appropriate insurances.
Recommend if you need to create or review your Will.